Top 10 Money-Saving Apps You Need to Download Now

Saving money doesn’t have to be complicated. With a variety of apps at your fingertips, managing your budget, finding deals, and making the most of your purchases has never been easier. Whether you're looking to track expenses, save on groceries, or earn cash back on everyday purchases, these money-saving apps can help you reach your financial goals faster.

Here are the top 10 money-saving apps you should download now!

1. Honey – Find the Best Coupon Codes Automatically

Honey is a browser extension that automatically searches for and applies the best coupon codes at checkout on thousands of online stores. It also has a rewards program that allows you to earn “Honey Gold” on eligible purchases, which you can redeem for gift cards.

Best For: Online shopping, finding promo codes
Available On: Chrome, Firefox, Safari, and mobile app

2. Rakuten – Get Cash Back on Purchases

Rakuten partners with thousands of retailers to offer cash back on a wide range of products. Simply activate Rakuten before you shop online, and earn a percentage of your purchase back as cash. Rakuten also offers a browser extension that alerts you to cash-back opportunities.

Best For: Earning cash back on online shopping
Available On: iOS, Android, and browser extension

3. Ibotta – Earn Rewards on Groceries and More

Ibotta allows you to earn cash back on groceries, household items, and more. Browse available offers in the app, shop as usual, and then scan your receipt to redeem. Ibotta partners with a variety of stores, so you can save money even on everyday essentials.

Best For: Grocery shopping, cash back on essentials
Available On: iOS and Android

4. Mint – Manage Your Budget in One Place

Mint is a budgeting app that helps you track your spending, set budget goals, and monitor all your accounts in one place. With real-time alerts and customized insights, Mint makes it easy to stay on top of your finances and identify areas where you can cut back.

Best For: Comprehensive budgeting and expense tracking
Available On: iOS, Android, and web

5. Acorns – Invest Your Spare Change

Acorns rounds up your purchases to the nearest dollar and invests the spare change into a diversified portfolio. This micro-investing app is a great way to start building an investment portfolio without feeling the impact on your daily spending.

Best For: Automated saving and investing
Available On: iOS and Android

6. Digit – Automate Your Savings Effortlessly

Digit analyzes your income and spending patterns, then automatically transfers small amounts of money to your savings account when you can afford it. It’s a smart tool for those who want to save consistently without thinking about it.

Best For: Automated, small-scale savings
Available On: iOS and Android

7. Shopkick – Earn Rewards While Shopping

Shopkick gives you points, or “kicks,” for shopping at participating stores, scanning barcodes, making purchases, and even walking into stores. You can redeem kicks for gift cards to your favorite retailers, making it easy to save while you shop.

Best For: In-store rewards and gift card savings
Available On: iOS and Android

8. Goodbudget – Envelope Budgeting for the Digital Age

Goodbudget is a digital envelope budgeting app that allows you to set spending limits for different categories, just like the traditional envelope system. Track your spending in real-time and see exactly where your money is going to stay within budget.

Best For: Envelope budgeting, managing monthly spending
Available On: iOS, Android, and web

9. Groupon – Deals on Local Experiences and Services

Groupon offers discounts on everything from dining out to fitness classes, travel, and local experiences. Browse daily deals in your area or purchase discounted vouchers for services, making it a great app for saving on outings and activities.

Best For: Discounts on dining, activities, and services
Available On: iOS and Android

10. Truebill – Take Control of Subscriptions and Bills

Truebill identifies and manages your subscriptions, helping you cancel any services you no longer use. It also tracks your bills and even negotiates them on your behalf, which can save you a lot of money over time.

Best For: Managing and canceling subscriptions, bill negotiation
Available On: iOS and Android

Final Thoughts

These money-saving apps can simplify everything from tracking your spending to finding deals and investing your spare change. Whether you’re shopping online, buying groceries, or setting up a budget, the right app can make a world of difference! Try one or a few of these apps and watch your savings grow effortlessly.